Thursday 6 September 2012

midata, the loneliest initiative in Whitehall – 10

Governing people is difficult. Too difficult.
Whitehall have given up.
midata is part of their alternative plan.
Governing personal data stores will be much easier.

--- o O o ---

Why is billmonitor called "billmonitor"?

billmonitor, if you remember, is a service which advises consumers what the best mobile phone tariff is for them to be on. The company behind this service is a keen supporter of midata, the Department for Business Innovation and Skills initiative, and is "Part of the government Midata board". midata is dedicated to getting the best deal for consumers, whether we're talking about mobile phone contracts or choosing the right gas and electricity suppliers or any other decision including health, education and employment decisions.

It all seems to make sense.

Until you notice that billmonitor has been in business for seven years or so and seems to have survived and maybe even thrived for all that time without needing midata.


Let's leave that for the moment, and try another question.

BIS are currently conducting a consultation on midata. They're interested in our answers to 22 questions. Questions 7, 8 and 9 are as follows:
Question 7: Should a consumer be able to require the business to supply the data in electronic format directly to a specified third party?

Question 8: Should a third party who is duly authorised by the consumer be able to seek the consumer’s data in electronic format directly from the supplier?

Question 9: What, if any, requirements should be placed on the secondary users of such data, albeit under the direction of consumers e.g. switching and advice sites?
Third parties? Secondary users? What on earth are they talking about?


And another thing. Who do you think wrote the following?
Every day, all around the world, thousands of IT systems are compromised. Some are attacked purely for the kudos of doing so, others for political motives, but most commonly they are attacked to steal money or commercial secrets. Are you confident that your cyber security governance regime minimises the risks of this happening to your business? My experience suggests that in practice, few companies have got this right.
Answer – Iain Lobban, the Director of GCHQ, in the Foreword to 10 steps to cyber security, one of the documents referred to in yesterday's 5 September 2012 press release issued by BIS, Business leaders urged to step up response to cyber threats, in which Vince Cable, Secretary of State at BIS, announces a new initiative to get business leaders to take the threat of cyber attacks seriously.

Few companies have got cyber security right, according to GCHQ, and yet there's the same Secretary of State, Vince Cable, promoting midata and urging us all to store our personal data on the web. It seems confused. Schizophrenic even. What's going on?


Last question. Professor Shadbolt was on You and Yours yesterday, the BBC Radio 4 consumer affairs programme (16'21" to 22'35"), chatting amiably about midata, the benefits of which would be legion but he couldn't name any. He's an intelligent man. What's he doing giving such a vapid interview?


billmonitor is called "billmonitor" because it monitors your bills. You don't just hand over your last few months' mobile phone bills, once-off, billmonitor recommends that you switch from tariff X to tariff Y and that's the end of the relationship. No, you hand over your mobile phone no., your user ID and your password, and billmonitor logs on to your phone company and sits there monitoring your phone usage until Doomsday, occasionally issuing recommendations to switch from this contract to that.

billmonitor is one of these "third parties" referred to in the BIS consultation whom you authorise to access data from your suppliers. And when billmonitor processes your mobile phone consumption data they become, in the terminology of BIS's consultation, "secondary users" of the data.

You the consumer have to be very trusting to give a stranger, billmonitor, access to your phone account. Particularly in light of GCHQ's claim that most companies have faulty cyber security, including perhaps billmonitor and all the telcos they are logged in to.

BIS want us all to take that risk. For midata. There must be something in midata that BIS prize so highly, they are even prepared to recommend that we run the associated risks of cyber-crime, the financial risks and the loss of privacy.

Whatever that something is, that BIS prize so highly, it's too embarrassing for Professor Shadbolt to tell us what it is.

So it's a good job that William Heath now has told us.

William Heath, remember, is the Mydex and Ctrl-Shift man, and a few hours ago he published To understand BIS’ midata proposal it helps to understand Mydex on the Mydex blog:
The Government’s midata consultation to give consumers a statutory right to their data in electronic format affects every individual, and every major company holding customer data in the UK. But it cannot be properly understood in isolation of wider imminent changes in how personal data is managed, shared, controlled and valued.

Mydex is all about that bigger picture. So we’ve drafted a briefing note particularly for organisations responding to the midata consultation.

We support midata. It will empower individuals and at last give real teeth to the good intentions behind the Data Protection Act subject access request. It goes hand in hand with the new UK and US approaches to ID assurance [emphasis added], which we also support. We think midata needs to apply also to other UK public services including health, education and job-seeking.
The Mydex "briefing note" referred to above, Making midata work for you, explains the benefits of a Mydex PDS (personal data store). Among others:
Digital by default. If the individual agrees, organisations can establish live, permanent links to key fields (such as home address and contact details) in the individual’s data store, receiving live status updates ...

Empowering. Mydex has a distributed cloudbased [oh good] hyper-secure [see GCHQ above] architecture ...
billmonitor just collects data from your suppliers. Mydex goes one step further – after collecting the data, Mydex distributes updates from one supplier to all the other suppliers who might need to know what's changed.

Having once given your permission, you're no longer involved. You're no longer needed. "Empowered" by midata, in "control" of your data, you've become digital by default.

Which is lucky, because the government wants all public services to become digital by default, too.

And with the identity assurance provided by Mydex, they can. If everyone has a PDS and if the PDS is a requirement of every transaction, then Government can at last be transformed.

As the BBC tell us, a few clauses in the Enterprise and Regulatory Reform Bill so worthy and dull that it won't be scrutinised by many people will arm BIS with order-making powers. Thereafter, statutory instruments can be quietly laid down, unscrutinised by anyone, and midata will have all the powers of identity assurance that the Government Digital Service could wish for.

Governing people is difficult. Too difficult. Whitehall have given up. midata is part of their alternative plan. That's what the bashful Professor Shadbolt didn't want to say. Governing PDSs will be much easier.

midata, the loneliest initiative in Whitehall – 10

Governing people is difficult. Too difficult.
Whitehall have given up.
midata is part of their alternative plan.
Governing personal data stores will be much easier.

--- o O o ---

Why is billmonitor called "billmonitor"?

billmonitor, if you remember, is a service which advises consumers what the best mobile phone tariff is for them to be on. The company behind this service is a keen supporter of midata, the Department for Business Innovation and Skills initiative, and is "Part of the government Midata board". midata is dedicated to getting the best deal for consumers, whether we're talking about mobile phone contracts or choosing the right gas and electricity suppliers or any other decision including health, education and employment decisions.

It all seems to make sense.

Until you notice that billmonitor has been in business for seven years or so and seems to have survived and maybe even thrived for all that time without needing midata.


Let's leave that for the moment, and try another question.

Wednesday 5 September 2012

GreenInk 9 – Vince Cable and the re-shuffle

Let's see if the Telegraph publish this letter:
From: David Moss
Sent: 05 September 2012 11:34
To: 'dtletters@telegraph.co.uk'
Subject: James Kirkup, 04 Sep 2012, 'Free-market Tories arrive to reel in Vince Cable'

http://www.telegraph.co.uk/news/politics/9521389/Free-market-Tories-arrive-to-reel-in-Vince-Cable.html

Sir

In many cases "free-market Tories" will find it difficult to "reel in Vince Cable" at the Department for Business Innovation and Skills but there is one simple step forward they can take quickly – cancel BIS's confused 'midata' initiative.

Three examples of confusion. 1. BIS wish to take order-making powers to implement 'midata'. They describe this increase in regulation as having a de-regulatory effect. 2. 'midata' is meant to expand the UK economy but BIS agree that it is impossible to predict its macroeconomic effect, which could well be negative. 3. midata is meant to empower consumers. BIS want us consumers to store all our personal data on the web which, far from empowering us, will lay us open to mass identity theft.

If the free-market Tories can stop officials wasting their time and our money on 'midata', that will be a valuable first day's work at BIS.

Yours
David Moss

GreenInk 9 – Vince Cable and the re-shuffle

Let's see if the Telegraph publish this letter:
From: David Moss
Sent: 05 September 2012 11:34
To: 'dtletters@telegraph.co.uk'
Subject: James Kirkup, 04 Sep 2012, 'Free-market Tories arrive to reel in Vince Cable'

http://www.telegraph.co.uk/news/politics/9521389/Free-market-Tories-arrive-to-reel-in-Vince-Cable.html

Sir

In many cases "free-market Tories" will find it difficult to "reel in Vince Cable" at the Department for Business Innovation and Skills but there is one simple step forward they can take quickly – cancel BIS's confused 'midata' initiative.

Three examples of confusion. 1. BIS wish to take order-making powers to implement 'midata'. They describe this increase in regulation as having a de-regulatory effect. 2. 'midata' is meant to expand the UK economy but BIS agree that it is impossible to predict its macroeconomic effect, which could well be negative. 3. midata is meant to empower consumers. BIS want us consumers to store all our personal data on the web which, far from empowering us, will lay us open to mass identity theft.

If the free-market Tories can stop officials wasting their time and our money on 'midata', that will be a valuable first day's work at BIS.

Yours
David Moss

Tuesday 4 September 2012

midata, the loneliest initiative in Whitehall – 9

BIS prove that midata is unnecessary.
Would you give a complete list of your acquaintance to a stranger?
Do you believe there is such a thing as a secure website?
Why keep a regulator and bark yourself?

--- o O o ---

Talk about lonely.

On 3 November 2011, Ed Davey MP posted 'Giving consumers the midata touch' on the the Department for Business Innovation and Skills blog and that was it – for 305 days, Mr Davey's post sat there all on its own.

Then yesterday, 3 September 2012, a second post was delivered, 'Why my data is important data', written by Stelios Koundouros, the "founder and director of billmonitor.com".

Mr Koundouros describes a number of his company's achievements, helping people since 2005 to choose the right mobile phone tariff. These successes have been achieved without there being any midata. They have been achieved using the mobile phone operators' tariffs and people's mobile phone consumption data both of which are released by the Telcos without there being any midata.

billmonitor.com's success is the neatest proof BIS could possibly have offered that midata is unnecessary.

So why does Mr Koundouros write the following, given that his story proves the exact opposite?
The implementation of the ‘midata’ vision is without doubt a prerequisite for ending confusion facing UK consumers about how much they pay for goods and services.
We are told that:
Stelios Koundouros is founder and director of billmonitor.com, and has led the company’s efforts since 2005. He holds a PhD in mathematics from Cambridge University and has carried out research at the Mathematical Institute at Oxford.
We are not told – but it is the case – that billmonitor.com is one of the 19 companies which initially expressed interest in midata, and that it is "Part of the government Midata board", according to the billmonitor.com home page. Perhaps that is why Mr Koundouros writes as he does.

There's nothing wrong with Mr Koundouros expressing his support for midata, even if he does undermine his own case. Just don't let BIS give you the impression that his is independent support.

The billmonitor.com website says:
Only you can make spending decisions
Bank level data encryption
Why this level of security?

Because, remember, in order to use the billmonitor.com service, you have to give them months and months of your detailed phone bills, they will know who you call, how often, for how long, and who you text. That personal data needs to be protected, and thus the "bank level data encryption".

Do you mind telling a total stranger as a result, who your friends and colleagues are? The people you call? Might they mind?

Do you trust Mr Koundouros's security measures?

The US Government trusted HBGary Federal's security, and just look what happened when the hackers decided to drive a coach and horses through it:
... A second example is Anonymous’ perhaps most striking operation, a devastating assault on HBGary Federal, a technology security company. HBGary’s clients included the US government and companies like McAfee.

The firm with the tag-line detecting tomorrow’s malware today had analyzed GhostNet and Aurora, two of the most sophisticated known threats. In early February 2011, Aaron Barr, then its chief executive officer (CEO), wanted more public visibility and announced that his company had infiltrated Anonymous and planned to disclose details soon.

In reaction, Anonymous hackers:
  • infiltrated HBGary’s servers,
  • erased data,
  • defaced its website with a letter ridiculing the firm ...
  • ... with a download link to a leak of more than 40,000 of its emails to The Pirate Bay,
  • took down the company’s phone system,
  • usurped the CEO’s twitter stream,
  • posted his social security number,
  • and clogged up fax machines.
Anonymous activists had used a number of methods, including SQL injection, a code injection technique that exploits faulty database requests. ‘You brought this upon yourself. You’ve tried to bite the Anonymous hand, and now the Anonymous hand is bitch-slapping you in the face’, said the letter posted on the firm’s website. 

The attack badly pummeled the security company’s reputation.
Stories like that are two-a-penny and you can read about 25 penceworth here. After which, you may wonder how secure billmonitor.com or any other website is.

Iran, which has suffered a number of cyber-attacks, has given up the ghost and decided to "move key ministries and state bodies off the worldwide internet". Meanwhile, in the name of midata, here's BIS luring you into storing your personal data in the custody of complete strangers on servers which could be anywhere in the world, much of which is beyond the jurisdiction of English law and emphatically out of your control.

The billmonitor.com website also says:
billmonitor was the first mobile comparison site approved by Ofcom in 2009
No doubt it was. It is Ofcom's job to regulate the Telcos. Why do we need billmonitor.com as well? And midata? If Ofcom can't do the job, why should midata be able to? Why keep a regulator and bark yourself? Surely the public interest is served by having the regulator do its job properly, and not by expensively doubling up on regulation.

midata, the loneliest initiative in Whitehall – 9

BIS prove that midata is unnecessary.
Would you give a complete list of your acquaintance to a stranger?
Do you believe there is such a thing as a secure website?
Why keep a regulator and bark yourself?

--- o O o ---

Talk about lonely.

On 3 November 2011, Ed Davey MP posted 'Giving consumers the midata touch' on the the Department for Business Innovation and Skills blog and that was it – for 305 days, Mr Davey's post sat there all on its own.

Then yesterday, 3 September 2012, a second post was delivered, 'Why my data is important data', written by Stelios Koundouros, the "founder and director of billmonitor.com".

Mr Koundouros describes a number of his company's achievements, helping people since 2005 to choose the right mobile phone tariff. These successes have been achieved without there being any midata. They have been achieved using the mobile phone operators' tariffs and people's mobile phone consumption data both of which are released by the Telcos without there being any midata.

billmonitor.com's success is the neatest proof BIS could possibly have offered that midata is unnecessary.

Monday 3 September 2012

midata, the loneliest initiative in Whitehall – 8


BIS's midata initiative raises two questions for you.

Would you trust a complete stranger to store all your personal data?
And would you trust a lot of other complete strangers
(BIS's currently non-existent applications developers)
to process that data?

You might. If you're mad.

--- o O o ---

Coverage in the media of the Department for Business Innovation and Skills's lonely midata initiative remains scant.

The BBC reported on 22 August 2012, in 'Midata project plan for compulsory customer data', that ...
Consumer Minister Norman Lamb said: "It's clear to me that giving consumers the right to access their own transaction data promises huge opportunities for both consumers themselves and UK businesses."
... without pausing to ask how it's clear to Norman Lamb when it isn't clear to anyone else.

On 23 August 2012 ComputerWorldUK published 'Government threatens legal action against midata laggards'. Clearly the days of midata being a friendly voluntary initiative are long gone.

Retail Gazette carried an odd article on 30 August 2012, 'Why are retailers so afraid of Midata?' – odd, because there's no evidence that retailers are afraid of midata. Why would they be?

And then there's this week's Economist, 'Shameless self-promotion – Britain wants to lead the world in exploiting consumer data':
Britain is already “streets ahead” of most countries in liberating consumer data, says Liz Brandt of Ctrl-Shift, a marketing consultancy ...
Ctrl-Shift? Ring a bell? It should, please see 'The case for midata – the answer is a mooncalf'. Someone has posted a comment on the Economist website advising the magazine and its readers who Ctrl-Shift are:
The point of quoting Ctrl-Shift here is presumably to introduce an element of independent objectivity.

Ctrl-Shift Ltd was incorporated on 26 January 2009, according to Companies House. Alan Mitchell was appointed a Director on 13 May 2009 and William Heath on 16 July 2010. Mr Heath's appointment was terminated on 10 May 2012.

Mydex Ltd was incorporated on 18 February 2008 according to Companies House. Alan Mitchell is Head of Strategy and William Heath is Chairman, according to the Mydex website.

In their report The new personal data landscape Ctrl-Shift discuss the Personal Data Stores (PDSs) that would be needed for midata and recommend the PDS supplier Mydex.

In their 3 November 2011 press release about midata, the Department for Business Innovation and Skills (BIS) list the 19 commercial organisations that have agreed to collaborate with them on midata. The list includes Mydex.

At the 9 August 2012 open forum on midata held by BIS, Kirstin Green, a Deputy Director at BIS, said that William Heath (ex of Ctrl-Shift and still Chairman of Mydex) is on the BIS Strategy Board for midata.

In this case, no element of independence has been introduced. The Economist find themselves effectively quoting midata saying that midata is a Good Thing.
The fact that William Heath is on the midata strategy board is news but nothing else is, not for long-time DMossEsq readers.

In their 3 November 2011 press release, BIS listed 19 commercial organisations who had signed up to midata. No-one else has signed up since to this lonely initiative, even after the government threats of legal action reported by ComputerWorldUK.

Among those 19 was Mydex, Mr Heath's company, the company promoted by Ctrl-Shift, Mr Heath's ex-company, which is a paid consultant to BIS.

What readers may not know is that the Technology Strategy Board (TSB) have invested in a number of companies including Mydex, please see p.24 of their document, 'Ensuring trust in digital services'. Pump-priming, fine, funding R&D, government "picking winners", no problem with that.

The TSB organised an exhibition of the products of these R&D companies on 31 October 2011, just a few days before the BIS press release. The event is reported by ex-Guardian man Mike Bracken on the Cabinet Office's Government Digital Service blog, 'Establishing trust in digital services'. We attendees were treated at the same time to a number of talks given by GDS, including a talk by Francis Maude himself.

The subject of these talks was identity assurance or "IdA", as the Cabinet Office call it.

HMRC want to make all their services available on-line and preferably only on-line, said Joan Wood, Director, Online Service & Digital Development at HMRC. DWP want to make the Universal Credit system on-line only, said Steve Dover, DWP Corporate Director Universal Credit Business and IT Solutions.

But how can HMRC and DWP achieve that if they don't know who they're dealing with at the other end of the line? Where does the IdA come from? The same question could be asked of midata. And the same answer could be given – what IdA needs is for everyone in the UK to have a "Personal Data Inventory" (the BIS name for it) or "Personal Data Store" (everyone else's name for it).

Putting all public services on-line is the old Tony Blair/Cabinet Office/Gus O'Donnell/Ian Watmore Transformational Government/joined-up government plan. That plan collapsed years ago, partly because it depended on ID cards and the Home Office's misbegotten ID card scheme failed.

The Cabinet Office are trying to breathe new life into Transformational Government through the G-Cloud and GDS initiatives much discussed on DMossEsq and, it seems, through midata. We may not have ID cards but the idea is that we should have PDIs/PDSs instead, please see para.2.19, p.24 of BIS's midata 2012 review and consultation:
A ‘Personal Data Inventory’ has been proposed, with the aim of giving consumers clear information about the types of data which organisations hold about them. This work is still in development by the midata programme participants, but broadly the proposal is that to gain access to their Personal Data Inventory, the customer would have to log-in to a secure website where the Personal Data Inventory would contain a simple explanation of each category of data and if, and how, the data can be accessed by the consumer. The Personal Data Inventory is likely to contain data such as address and contact details, existing tariffs/contracts, payment methods, items purchased, when, value, amount spent per year, usage data.
The midata question was posed by Rory Cellan-Jones of the BBC, "why is the government getting involved?". Professor Shadbolt couldn't answer it. Not even Norman Lamb MP can answer it. Not so far. But do we perhaps see an answer now – midata is the ID cards scheme resurrected? That might explain why BIS want to take powers to implement a scheme whose stated benefits are some of them footling and others no more than wishful thinking, neither of which provides a sound basis on which to invest public money.

Take a look at BIS's 'A midata future: 10 ways it could shape your choices', particularly at example #2, Getting a new job:
midata' could allow individuals to have access to information held about them by various organisations. When getting a new job, an individual could use verification programmes to send necessary proofs to a new employer. For example, instead of making copies and going to the post office, a new employee could get their driving licence, educational qualifications, CRB check and personal identity all by ticking a set of boxes and clicking 'send'.

This would save money for employers who won't have to deal with lengthy and expensive hiring processes.
"Establishing trust in digital services" is the Cabinet Office's apt name for the problem. And midata is not the solution.

Would you trust a complete stranger (Mydex, or whoever) to store all your personal data?

And would you trust a lot of other complete strangers (BIS's currently non-existent applications developers) to process that data?

You might. If you're mad. The rest of us will "make copies and go to the post office" and any sensible employer will retain his or her "expensive hiring processes" – otherwise they won't have a clue who they've just hired.

midata, the loneliest initiative in Whitehall – 8


BIS's midata initiative raises two questions for you.

Would you trust a complete stranger to store all your personal data?
And would you trust a lot of other complete strangers
(BIS's currently non-existent applications developers)
to process that data?

You might. If you're mad.

--- o O o ---

Coverage in the media of the Department for Business Innovation and Skills's lonely midata initiative remains scant.

The BBC reported on 22 August 2012, in 'Midata project plan for compulsory customer data', that ...
Consumer Minister Norman Lamb said: "It's clear to me that giving consumers the right to access their own transaction data promises huge opportunities for both consumers themselves and UK businesses."
... without pausing to ask how it's clear to Norman Lamb when it isn't clear to anyone else.

Sunday 2 September 2012

midata, the loneliest initiative in Whitehall – 7


... why is the government getting involved in midata,
an initiative which can't deliver any of its stated aims
but which will expose everyone to identity theft?

It's up to the department for Business Innovation and Skills (BIS)
to answer that question.

There are two more open forums left in the BIS midata consultation programme
Just email midata@bis.gsi.gov.uk to attend
1 Victoria Street London SW1H 0ET

Let's get an answer


On 3 November 2011, when the Department for Business Innovation and Skills (BIS) issued their midata press release, the BBC's technology correspondent Rory Cellan-Jones interviewed Professor Nigel Shadbolt.

Professor Shadbolt is an expert in artificial intelligence. He and his colleague at the University of Southampton, Professor Sir Tim Berners-Lee, are co-directors of the Open Data Institute (ODI) ...
... established by the UK Government to innovate, exploit and research Open Data opportunities ...

The new Institute is one of a number of measures that the Government announced ... as part of a larger initiative to boost UK economic growth.
Professor Shadbolt is also chair of the midata programme, related to the ODI, but different.

Mr Cellan-Jones has been around the block a few times and he cut straight to the chase:
Two questions spring to mind - what's the catch for consumers and why is the government getting involved?
He poses that question to Professor Shadbolt at 2'15" in the televised BBC interview and the answer given, with his midata hat on, is that the government wants to encourage the development of an environment in which data is shared.

But the private sector already releases transaction data back to consumers. It doesn't obviously need any more encouragement or legislation.

Entrepreneurs can already develop applications which process that data if they want to. At the start, midata was supposed to be a voluntary scheme. Now BIS have gone beyond trying to "encourage the development of an environment in which data is shared" and moved on to legislation. Why? There's no reason to believe that BIS can create a market in personal data transactions after legislation is introduced any more than they have done in the 400 years of their existence so far.

BIS give no reason to believe that this legislation would expand the economy.

They initially offered consumers control over their personal transaction data, in addition to access to it, but that was a false prospectus and BIS have now had to renege on that offer. Consumers will have no more control over their data after BIS have taken their midata order-making powers than before.

And the benefits of a midata future pictured by BIS seem peculiarly footling. Example #1 of the future offered by midata concerns, of all things, warranties. midata could provide us with a "contracts and warranties dashboard".

For goodness sake, we can already monitor the warranties we have bought with our washing machines if we want to. Do we really need legislation to make that easier? If we don't monitor these warranties now, why would we monitor them any more after BIS have involved themselves?

midata really is lonely. It has no economic argument to support it. It is unaccompanied by any cogent benefits to consumers or the economy. Private sector suppliers and their customers/clients have got on perfectly well without midata for the past 5,000 years. Government ministers can't explain why they are wedded to midata and neither can their officials.

BIS aren't stupid. They know just as well as the rest of us that they haven't answered Mr Cellan-Jones's question, why the government is getting involved. It can't just be to help us monitor our warranties.

We're none the wiser. All we know is that BIS are sufficiently motivated to enact legislation to make midata a reality while being completely incapable of saying why. What really impels BIS in this case?

When, as here, there is a gap between what the government is doing and what it says the temptation is to fill it with all sorts of conspiracy theories.

Let's give ourselves a limit of 13 paragraphs to see what kind of a conspiracy theory we can cook up.

Faced with making a decision, we all have problems. We're no good at getting utilitarian choices right. So says Norman Lamb, minister responsible for midata, in his Foreword to the midata 2012 review and consultation (p.8):
Technology has allowed businesses to understand their customers’ needs and buying patterns to an unprecedented degree. At the moment consumers are at a disadvantage because the vast majority of them do not have the ability to use that same data to help their own decisions. The midata programme aims to redress this imbalance.
If midata ever comes to pass, everyone will have a Personal Data Inventory (PDI) which includes all our transaction data, please see the consultation document, para.2.19, p.24:

A ‘Personal Data Inventory’ has been proposed, with the aim of giving consumers clear information about the types of data which organisations hold about them. This work is still in development by the midata programme participants, but broadly the proposal is that to gain access to their Personal Data Inventory, the customer would have to log-in to a secure website where the Personal Data Inventory would contain a simple explanation of each category of data and if, and how, the data can be accessed by the consumer. The Personal Data Inventory is likely to contain data such as address and contact details, existing tariffs/contracts, payment methods, items purchased, when, value, amount spent per year, usage data.
And thanks to BIS we will have the benefit of a thriving applications industry which processes the data in the PDI to make the right decisions for us.

All that's needed, it seems, is the data. And a wise application. That's all that's missing when we currently try to choose. Only supply the data, and a computer application can make the right decision. Notice what happens here. The pathetically irrational human being in between is cancelled out of the equation.

This imaginary world in which electronic Mary Poppinses run our lives for us is coherent with the picture BIS provide of a midata future in which, for example, an application decides whether we should go out one evening or not, please see A midata future: 10 ways it could shape your choices, example #10, Going out:

So where your favourite restaurant has deals or offers, you could be alerted in advance to take advantage and make a booking. Combined with other services, the programme could also indicate where you could save money or improve your health by eating elsewhere, drinking less or going out less.
Has BIS been infiltrated by mad scientists who believe in the perfectability of human beings by computer? If so, which mad scientists?

You may suspect Professor Shadbolt in the library, with his eerie and recondite expertise in artificial intelligence. Perhaps he is the manipulative genius plotting to bring about a worldwide nightmare utilitarian tyranny?

There is no evidence of that. If anything, Professor Sir Tim Berners-Lee, inventor of the World Wide Web,
is more likely to be the guilty party. Here he is, being quoted by the Guardian in their Battle for the Internet debate:
... individual users were not yet being allowed to exploit all the information relating to them to make their lives easier. Armed with the information that social networks and other web giants hold about us, he said, computers will be able to "help me run my life, to guess what I need next, to guess what I should read in the morning, because it will know not only what's happening out there but also what I've read already, and also what my mood is, and who I'm meeting later on".
A mooncalf may believe that twaddle but, unless they've gone completely mad, BIS won't.

Conspiracy theory over, obviously we can forget the mad scientists and the subjugation of the human race worldwide. But we have come up with something. The PDI. BIS seem to recommend that we should all have a PDI, stored somewhere on the web – in the cloud – and containing all our transaction data. And they seem to recommend that third party computer applications should be given access to that data to help us to make the best decisions for ourselves.

This is strange coming from the UK government, or any other reputable body.

Identity theft is a major problem on the web. CIFAS, the Home Office, Financial Fraud Action UK, the UK Cards Association, Equifax, Experian, the Royal Mail, Callcredit, HM Revenue & Customs, DVLA, the Identity & Passport Service, the Serious Organised Crime Agency, the Metropolitan Police, the City of London Police, the Scotish Business Crime Centre, the Financial Services Authority, the British Bankers' Association, BSIA and NFA have all come together to form IdentityTheft.org.uk to make people more aware of the problems of identity theft and to help them to avoid it.

And yet here's BIS suggesting that we should collect our transaction data together in one place, store it with one set of complete strangers in a PDI somewhere on the web and then let another set of complete strangers access it – exactly the opposite of what IdentityTheft.org.uk recommend.

Once again, with feeling, and Rory Cellan-Jones, why is the government getting involved in midata, an initiative which can't deliver any of its stated aims but which will expose everyone to identity theft?

It's up to BIS to answer that question. There are two more open forums left in their midata consultation, on 4 and 6 September 2012. Just email midata@bis.gsi.gov.uk to attend. Let's get an answer at last to Mr Cellan-Jones's question.

midata, the loneliest initiative in Whitehall – 7


... why is the government getting involved in midata,
an initiative which can't deliver any of its stated aims
but which will expose everyone to identity theft?

It's up to the department for Business Innovation and Skills (BIS)
to answer that question.

There are two more open forums left in the BIS midata consultation programme
Just email midata@bis.gsi.gov.uk to attend
1 Victoria Street London SW1H 0ET

Let's get an answer


On 3 November 2011, when the Department for Business Innovation and Skills (BIS) issued their midata press release, the BBC's technology correspondent Rory Cellan-Jones interviewed Professor Nigel Shadbolt.

Professor Shadbolt is an expert in artificial intelligence. He and his colleague at the University of Southampton, Professor Sir Tim Berners-Lee, are co-directors of the Open Data Institute (ODI) ...
... established by the UK Government to innovate, exploit and research Open Data opportunities ...

The new Institute is one of a number of measures that the Government announced ... as part of a larger initiative to boost UK economic growth.
Professor Shadbolt is also chair of the midata programme, related to the ODI, but different.

Mr Cellan-Jones has been around the block a few times and he cut straight to the chase:
Two questions spring to mind - what's the catch for consumers and why is the government getting involved?